Sessions are typically 55 minutes in length. This may vary depending on your needs and goals.

The standard fee per 55 minute session:

  • $125.00, before 4 pm (fee for service discount)
  • $150.00, on or after 4 pm

We accept cash, check, and credit cards*.

Premarital can be scheduled at a fee for service rate, or bundled with our PREPARE/ENRICH inventories for a discount. Premarital cannot be billed to insurance.

*$3.00 processing fee on charges of or over $40.00


Chicago Counseling is currently in network with Blue Cross Blue Shield PPO and Blue Choice PPO insurance plans. Please check with your insurance plan before making an appointment to verify that your benefits cover psychotherapy/mental health. Take note of insurance details below, including out-of-network benefits:

Often health insurance can be used to cover all or part of your counseling services. It is important to know that in order to use your insurance for counseling and psychotherapy there must be what the insurance companies call "medical necessity". In other words, the insurance company views counseling and therapy services in a similar way to any other medical service, like visiting the doctor. This means that you must meet the criteria for a mental health diagnosis as established in the DSM or ICD manuals.

Due to the medical model used by insurance companies, it is not typical for your insurance plan to cover things like parent coaching or couples counseling. There are cases where this may be covered, but only when one "identified patient" qualifies for a mental health diagnosis. Please be wary of counseling, psychotherapy, and psychological services that do not disclose this information. If you are using your health insurance, a diagnosis has been made. It is our goal to make this as transparent and clear as possible. Again, it is very common for clients to use their insurance to reap the benefits of counseling and therapy services at a reduced personal cost.

When you use your insurance, it is important to review the US federal HIPPA privacy law to recognize how insurance companies may access and use your private health information, as well as a list of your rights and the ways your records will be protected and maintained. You would have received a similar form when you last visited your doctor or the hospital. If you choose to use your insurance company to help pay for services, they may request certain documents and records. They may also have specific rules, limits, and required treatment procedures that we will need to discuss. Please check-out our FAQ for more information on using your insurance to help pay for therapy and counseling services.

Unfortunately, insurance companies do not pay for coaching services. See this link for more information on the differences and similarities of coaching and therapy.

Out-of-network insurance and The super bill

Many insurance companies and plans provide out of network coverage for mental health services. This may cover all or part of your visits. For out of network insurance plans, Chicago Counseling accepts the "Super bill".  A super bill is a form that is prepared for you at the time of service that you mail into your insurance company for reimbursement at the "out of network" provider rate. Sometimes we can mail this into your insurance company on your behalf, making it easy to collect reimbursement. Simply pay the fee at the time of service and a check will be mailed to you from your insurance company covering whatever out-of-network percentage your insurance plan covers.

This means that you pay the full fee on the day of your service, and then you simply mail in the printed form to your insurance (or it is mailed in for you) to get reimbursed. This form typically includes the following details:

  • Your name
  • Your address and phone
  • Any additional identifying information
  • Your therapist's name
  • Your therapist's address
  • Your therapist's license number, NPI number, tax ID number
  • Your diagnosis
  • The treatment(s) rendered to you
  • The cost of the treatment

This is standard information that is shared whenever insurance is used to help pay for a service. Before using your insurance, it is best to check your "out of network" reimbursement rates so that you are able to accurately calculate your costs.